Spending

Why this matters

Lessons

1. 1Small costs add upFind the subscriptions and fees that quietly eat your paycheck.1 minute read
2. 2Think before you buySimple tricks to make sure what you buy is worth it to you.1 minute read
3. 3Stretch your grocery moneyEasy ways to spend less on food without eating less.1 minute read

Tools

• Subscription auditAdd up your subscriptions and see what canceling a few would save.
• True cost calculatorSee what a purchase costs in hours of work.
• Unit price compareFind out which package size is the better deal.

Common mistakes

• Forgetting about free trials.

  Instead: Set a reminder to cancel a day or two before the trial ends.

• Assuming the bigger package is always cheaper.

  Instead: Compare the unit price on the shelf tag, or use the unit price tool.

• Buying something just because it's on sale.

  Instead: A sale only saves money if you were going to buy it anyway.

Where to get free help

• USA.gov Benefit Finder

  Answer a few questions to see government programs you might qualify for, like help with food, health care, or housing.

• 211

  Call or text 2-1-1 for free, private help finding local programs for rent, utilities, food, and other bills.

Find free help with debt, taxes, bills, and more.