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Common Cents

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Subscription audit

Subscriptions are easy to forget. A few dollars here and there can add up to hundreds of dollars a year.

List what you pay for regularly, like streaming, music, apps, or memberships. Check the ones you're thinking about canceling.

We filled in example numbers. Change them to match your situation.

Your subscriptions

Not sure what you have? Look at your last two bank or card statements.

  1. Subscription 1
  2. Subscription 2
  3. Subscription 3
  4. Subscription 4
  5. Subscription 5

Your results

Each month
$66.54
Each year
$798.52
Canceling would save
$431.76 a year

What this means

  • Your subscriptions cost about $66.54 a month, or $798.52 a year.
  • Canceling the ones you checked would save $431.76 a year. That's money you could put toward an Emergency fundMoney set aside only for surprises, like a car repair or a medical bill, so you don't have to borrow.More in the glossary.

Free trials often turn into paid subscriptions. Set a reminder to cancel a day or two before the trial ends.

Some services have cheaper plans, like a plan with ads or a student or low-income discount. It's worth asking.

Where to get free help

  • USA.gov Benefit Finder

    Answer a few questions to see government programs you might qualify for, like help with food, health care, or housing.

  • 211

    Call or text 2-1-1 for free, private help finding local programs for rent, utilities, food, and other bills.

Find free help with debt, taxes, bills, and more.