Printable worksheets
Prefer paper? Print these worksheets and fill them in with a pencil. They work like our calculators, with no phone or internet needed. Feel free to make copies for friends or for a class.
Each worksheet prints on its own page.
Monthly budget
Write what comes in and what goes out in a month. Use your take-home pay, the money that actually reaches you.
| Where it comes from | Amount |
|---|---|
| Paycheck 1 | $ |
| Paycheck 2 | $ |
| Paycheck 3 | $ |
| Other | $ |
| Total money in | $ |
| What it's for | Need or want? | Amount |
|---|---|---|
| Rent | $ | |
| Electric, gas, water | $ | |
| Phone and internet | $ | |
| Groceries | $ | |
| Getting to work (gas, bus) | $ | |
| Child care | $ | |
| Insurance | $ | |
| Minimum debt payments | $ | |
| Savings | $ | |
| Eating out | $ | |
| Subscriptions | $ | |
| $ | ||
| $ | ||
| $ | ||
| Total money out | $ | |
Money in − money out = left over (or short)$
My debts
List everyone you owe. Pay at least the minimum on all of them. Then pick one to focus on: the highest APR saves the most money, and the smallest balance gives you a quick win.
| Who I owe | Amount owed | APR | Minimum payment | Due date | Order to pay off |
|---|---|---|---|---|---|
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ | |||
| $ | % | $ |
Savings tracker
Write your goal, then add a line every time you save. Watching it grow helps you keep going.
My savings goal: $
I want to reach it by:
Starter fund: color in a box for every $50 you save
- $50
- $100
- $150
- $200
- $250
- $300
- $350
- $400
- $450
- $500
| Date | Amount added | Total saved |
|---|---|---|
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ | |
| $ | $ |