True cost calculator
A price tag shows dollars. But you pay for things with your time at work. Seeing the cost in hours can help you decide what's worth it to you.
Use your Take-home payThe money that actually reaches you after taxes and other deductions come out of your paycheck. Also called net pay.More in the glossary per hour, not your hourly rate, since taxes come out first.
Your results
- Time at work to pay for it
- 4 hours
What this means
- At $15 an hour, this costs you 4 hours of work.
- This isn't about never treating yourself. It's about choosing what's worth your time.
Where to get free help
- USA.gov Benefit Finder
Answer a few questions to see government programs you might qualify for, like help with food, health care, or housing.
- 211
Call or text 2-1-1 for free, private help finding local programs for rent, utilities, food, and other bills.