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Common Cents

You finished Money basics!

Nice work. Here's what you learned:

  1. Money in, money outPlan with your take-home pay, the money that actually reaches you.
  2. Make a simple planPay for needs first, then wants. Write it down.
  3. Keep your money safeKeep your money in an insured bank or credit union account, not in cash at home.
  4. Save for surprisesStart an emergency fund with a small goal, like $500.
  5. Borrowing costs extraCompare loans by APR. A lower APR costs less.
  6. Your credit scorePay your bills on time. It matters most for your credit score.

What to do next

Go back to the first step