You finished Money basics!
Nice work. Here's what you learned:
- Money in, money outPlan with your take-home pay, the money that actually reaches you.
- Make a simple planPay for needs first, then wants. Write it down.
- Keep your money safeKeep your money in an insured bank or credit union account, not in cash at home.
- Save for surprisesStart an emergency fund with a small goal, like $500.
- Borrowing costs extraCompare loans by APR. A lower APR costs less.
- Your credit scorePay your bills on time. It matters most for your credit score.