Taxes
File for free and get money you may be owed.
New to money stuff? Start with Money basics, a 10-minute guide.Why this matters
Filing a tax return can put money in your pocket. Credits like the Earned Income Tax Credit (EITC)A tax credit for people who work and have low to moderate incomes. It can pay you money even if you owe no tax.More in the glossary can be worth thousands of dollars, even if you owe no tax. And you shouldn't have to pay to file a simple return.
Lessons
- Why filing taxes can put money in your pocketEven with a low income, filing a tax return can get you money back.2 minute read
- W-2 or 1099: how you're paid changes your taxesEmployees and gig workers are taxed differently. Here's what to know.2 minute read
- How to file for freeFree ways to file, and how to avoid paying for "free" tax software.2 minute read
Tools
- Should I file taxes?Find out if you have to file, and whether filing could get you money back.
- Tax credits checkerA quick check for two tax credits that can put money in your pocket.
- Free filing finderFind a free way to file your taxes, and avoid paying for "free" software.
- Gig work tax set-asideHow much of each gig payment to save for taxes.
- Paycheck decoderWhat each line on your pay stub means, and where your money goes.
Common mistakes
Not filing because your income was low.
Instead: File anyway if tax was taken out of your pay, or if you might get tax credits.
Paying for "free" tax software.
Instead: Start from the IRS Free File page, or get free help from IRS-certified volunteers (VITA).
Not saving for taxes on gig income.
Instead: Set aside part of every payout in a separate account.
Paying high fees for a fast refund.
Instead: Ask what a refund advance or "refund transfer" costs. Filing online with direct deposit is usually the fastest free way to get your refund.
Where to get free help
- Free tax help (VITA and TCE)
IRS-certified volunteers prepare and file tax returns for free for people with low to moderate incomes, people with disabilities, people who speak limited English, and older adults. Most sites are open during tax season.
- GetYourRefund
File for free with help from IRS-certified volunteers, remotely, or use free software to file yourself.
- IRS Free File
Free tax software through the IRS for people with incomes up to $89,000, and free fillable forms for everyone.