Bank fee calculator
Fees are easy to miss because they come out a few dollars at a time. Over a year, they can add up to hundreds of dollars.
Fill in the fees you pay. Leave anything that doesn't apply to you at 0. Your receipts and bank statements show what you're charged.
Your results
- Fees in a year
- $780
Your fees add up to $780 a year: $288 for check cashing, $420 for overdrafts, $0 in monthly account fees, and $72 in ATM fees.
What this means
- You pay about $780 a year in fees. That's $65 a month.
- A bank or credit union account with Direct depositWhen your paycheck goes straight into your bank or credit union account, with no paper check.More in the glossary can end check-cashing fees.
- For debit card purchases and ATM withdrawals, your bank can only charge an Overdraft feeA fee your bank may charge when you spend more than what's in your account and the bank covers the difference.More in the glossary if you agreed to overdraft coverage. You can call and ask them to turn it off.
Bank On certified accounts have no overdraft fees, need $25 or less to open, and cost $5 a month or less in fees that can't be waived.
Where to get free help
- Bank On certified accounts
Find a safe, low-cost bank or credit union account with no overdraft fees. Search by ZIP code or state.
- Submit a complaint to the CFPB
Having a problem with a bank, lender, credit card, or debt collector? The Consumer Financial Protection Bureau sends your complaint to the company for a response.